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Representative finance example based upon $20, financed at % APR equals $ per month for 24 months, $0 down payment. Cost of borrowing is. Most manufacturers are offering % for 36 months and % for DCU suggests that APR % for both used and new. The interest rate for a new car can be as low as 0% and rates typically start at % for used vehicles. New or Used: On average, new cars tend to have lower interest rates than used cars. This is simply because the lender sees the used car as a riskier purchase. The car finance rates for a new cars and trucks such as the new Dodge Ram can be as low as 0%, and rates for used cars typically start at %.
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